Performance evaluation of 'Kalaignar Health Insurance Scheme - For Life Saving Treatment: A Study Among the Beneficiaries of Madurai District

Abstract

'Kalaignar Kappeetu Thittam (KKT)' or 'Kalaignar Health Insurance Scheme for Life saving Treatment' is one of the innovative health insurance schemes introduced by Tamil Nadu Government for Below Poverty Line (BPL) families. The scheme is indented to provide quality medical care by providing financial protection against high medical expenses for Below BPL. The Scheme was started in 2009 June and at present covers 1.40 corers of BPL families. The present study has been conducted among the beneficiaries of the scheme in the district of Madurai. Performance evaluation of the insurance scheme 'KKT' is the overall objective of the study. The study gives ample evidences of the success of the health  scheme. Conscious efforts of the government to enhance the health status of poor have made a very good impact on improving their standard of living. Access to private healthcare service for the  poor is another important benefits of the scheme.